This is is a benefit payable to an Insured person as a result of an injury sustained on the job, or an occupational disease directly attributed to the job. The benefit is generally paid for a short duration of time (not exceeding 6 months), and is meant to partially replace employment income lost as a result of temporary absence from work. Qualifying claimants are paid a maximum of 60% of their Average Income during the period of time that they are medically certified to be incapable of work.
- He must present a medical certificate stipulating the nature of his injury as well as the number of days for which he will be incapable of work.
- An Employment Injury Benefit Application form must be duly completed by the Claimant.
- He must have been in insurable employment when injury was sustained.
- He must provide proof that the injury or occupational disease was sustained in the course of his employment. In this regard, he should obtain a written statement from his employer, or from the person who witnessed the accident.
- He must not have engaged in any activity which could result in the Disqualification of his claim.