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This is is a benefit payable to an Insured person as a result of an injury sustained on the job, or an occupational disease directly attributed to the job. The benefit is generally paid for a short duration of time (not exceeding 6 months), and is meant to partially replace employment income lost as a result of temporary absence from work. Qualifying claimants are paid a maximum of 60% of their Average Income during the period of time that they are medically certified to be incapable of work.

Following are the requirements which must be satisfied for an Insured Person to qualify for Employment Injury Benefit:

  1. He must present a medical certificate stipulating the nature of his injury as well as the number of days for which he will be incapable of work.
  2. An Employment Injury Benefit Application form must be duly completed by the Claimant.
  3. He must have been in insurable employment when injury was sustained.
  4. He must provide proof that the injury or occupational disease was sustained in the course of his employment. In this regard, he should obtain a written statement from his employer, or from the person who witnessed the accident.
  5. He must not have engaged in any activity which could result in the Disqualification of his claim.
All Claims for Employment Injury benefit must be submitted to the DSS within 4 working days from the date of issue of the Medical Certificate, and the Employer Certificate (found on the reverse side of the Medical Certificate) must be duly completed by the employer before the claim is submitted.